creative business planning is able to assist you in making the right decisions for your business and ensure that you and your staff have the knowledge and support as your business needs grow and change.


Charmaine Charmaine Binnie

Charmaine has been running creative business planning for over ten years and is a quality driven, dynamic and hands on Business Management Professional with a history of steering business fundamentals that stimulate revenue and consistently increase growth within business and the healthcare sector.  Charmaine has a degree in Business Management and Entrepreneurship and is currently completing a Graduate Diploma of Communications.


"nothing is so contagious as enthusiasm" - Samuel Taylor Coleridge

English poet, literary critic and philosopher 1772 - 1834





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